Hard times are coming

We hear about layoffs at tech companies and large banks but it doesn’t matter much around here because tech companies never had known presence here and Bank of America left almost a decade ago.  When Walmart announces sales are expected to fall, people around here start paying attention.  Consumers are tapped out and are struggling to pay for food, clothing and shelter.  Anything else simply isn’t going to get bought. If it can’t help me make money or save money, my wallet is shut.